Jagora Ga 'Yan Gudun Hijira: Yadda Ake Kiran Bankunan Amurka Daga Kasashen Waje (2026)

Lambar 1-800 ta bankinka na Amurka ba za ta yi aiki ba a ketare. Ga lambobin waya na duniya na Chase, BofA, Wells Fargo, Citi, da Capital One—da kuma yadda ake kira da $0.02/minti kawai.

Lambar 1-800 ta bankinka na Amurka ba ta aiki daga ketare. Ga lambobin waya na duniya waɗanda ke haɗawa da gaske—da kuma yadda ake kiran bankinka na Amurka daga ketare ba tare da biyan $60 na kuɗin mai bada sabis ba.

Lambobin Waya na Duniya na Bankunan Amurka

Ga lambobin waya na duniya kai tsaye na manyan bankunan Amurka guda biyar. Waɗannan su ne layukan da ba na kyauta ba waɗanda ke aiki daga ko'ina a duniya.

Banki Lambar Waya ta Duniya Awoyi (ET)
Chase +1 (713) 262-3300 24/7
Bank of America +1 (315) 724-4022 Mon-Fri 8am-11pm, Sat-Sun 8am-8pm
Wells Fargo +1 (775) 335-1115 Collect calls accepted
Citibank +1 (210) 677-3789 24/7
Capital One +1 (804) 934-2001 24/7

Ajiye waɗannan lambobin yanzu. Idan aka kulle maka asusunka da ƙarfe 2 na dare a Tokyo, za ka yi farin ciki da ka ajiye su.

Taƙaitattun bayanai:

  • Bank of America da Capital One suna karɓar kira na biya daga wurare na duniya
  • Wells Fargo yana da lambobin kyauta na ƙasashe daban-daban, amma lambar biya da ke sama tana aiki daga ko'ina
  • Don matsalolin katin kiredit na Bank of America musamman, yi amfani da +1 (302) 738-5719

Me Yasa Lambar Kyauta ta Bankinka Ba Ta Aiki

Lambobin kyauta na Amurka (1-800, 1-888, 1-877) an toshe su ko kuma ba sa haɗawa daga yawancin ƙasashe a wajen Amurka da Canada. Wannan ba kuskure ba ne—haka tsarin yake aiki.

Lambobin kyauta suna da alaƙa da ƙasa. Sashen "kyauta" yana nufin kasuwancin yana biyan kuɗin kira masu shigowa, amma kawai daga cikin Amurka. Masu bada sabis na duniya ko dai suna toshe waɗannan lambobin gaba ɗaya ko kuma su tura su zuwa inda babu. Za ka ji shiru, saƙon "ba za a iya kammala wannan lambar ba", ko kuma babu komai.

Banda: Idan kana Canada, lambobin kyauta na Amurka galibi suna aiki saboda ƙasashen biyu suna raba Tsarin Lambobi na Arewacin Amurka.

Ainihin Kuɗin Kira Daga Ketare

Kiran banki na yau da kullun yana ɗaukar minti 30 ciki har da lokacin jira. A daidaitattun farashin mai bada sabis, wannan $45-90 ne ya tafi kafin ka warware komai.

Ga lissafin da yawancin 'yan gudun hijira ba sa tunani akai har sai sun ga takardar kuɗin wayarsu:

  • Matsakaicin lokacin jira don sabis na abokin ciniki na banki: minti 15-45
  • Daidaitattun farashin mai bada sabis na duniya: $50-00 a minti
  • Kira na minti 30 a $2/minti: $60

Kuma wannan idan ka kai ga wani a yunƙuri na farko. Idan an katse ka ko an tura ka zuwa sashen da ba daidai ba? Fara daga farko.

Hanyar Kuɗin Kira na Minti 30
Mobile carrier (international) $45-90
Browser-based calling (World Dialer) $0.60

Mai bada sabis ba ruwansa da cewa ka shafe minti 25 daga cikin minti 30 kana sauraron kiɗan jira.

Mafi Kyawun Lokutan Kira (Ta Yankin Lokaci)

Lokutan jira na banki sun fi gajarta tsakanin 8-9 na safe na Gabas. Ga yadda hakan yake ga manyan wuraren 'yan gudun hijira.

Wurin da Kake Mafi Kyawun Lokacin Kira (Na Gida)
UK / Western Europe 1pm-2pm
Central Europe 2pm-3pm
Dubai / Middle East 5pm-6pm
Singapore / Hong Kong 9pm-10pm
Japan 10pm-11pm
Australia (Sydney) Midnight-1am

Ba manufa ba ne ga kowa, amma kira a waɗannan lokutan yawanci yana nufin minti 5-10 na lokacin jira maimakon 30+. Yawancin bankuna kuma suna da tsarin sarrafa kai na 24/7 don ayyuka na asali kamar duba ma'auni ko bayar da rahoton katin da ya ɓace.

Abin da Ya Kamata Ka Shirya Kafin Kira

Ka shirya waɗannan kafin ka kira. Babu abin da ya fi muni fiye da samun damar magana da mutum bayan minti 20 na kiɗan jira kuma ka gane cewa ba za ka iya tabbatar da asalin ka ba.

Mahimmanci:

  • Lambar asusu (ko lambar katin zare/kiredit)
  • Lambobi 4 na ƙarshe na Social Security Number ɗinka
  • Ma'amala ta baya-bayan nan da za ka iya bayyanawa don tabbatarwa

Haka kuma mai taimako:

  • Amsoshin tambayoyin tsaro
  • Waya ko email da ke cikin bayanan bankin
  • Alƙalami da takarda don rubuta lambobin tunani

Bayan kiran, rubuta sunan wakilin da kowane lambar shari'a ko tunani. Idan kana buƙatar sake kira, samun waɗannan zai cece ka daga sake bayyana komai.

Yadda Ake Kira da $0.02/Minti Maimakon $2

Sabis na kira ta browser yana ba ka damar kiran lambobin Amurka daga ketare ba tare da farashin mai bada sabis ko biyan kuɗin VoIP ba.

Ga bambancin: Mai bada sabis na wayarka yana caji $2/minti don kira na duniya saboda suna ɗauka kai ɗan yawon buɗe ido ne wanda ba zai duba farashin kira ba. Sabis na VoIP yana caji $10-30/wata don kira mara iyaka, ko da kuwa kana kiran Amurka sau kaɗan a shekara.

WorldDialer yana kashe $0.02/minti. Babu biyan kuɗi. Babu app da za a sauke. Bude browser, shigar da lambar, ƙara kuɗi, kira. Wannan kiran banki na minti 30? $0.60 maimakon $60.

Lissafin yana aiki har ma da kyau a kiran banki saboda yawancin lokacin kiɗan jira ne. A farashin mai bada sabis, kana biyan $2/minti don sauraron Kenny G. A $0.02/minti, kusan kyauta ne jira.

Guji Wargi

Shi ke nan. Lambobin kyauta na Amurka ba sa aiki a ketare, amma lambobin duniya suna aiki. Yanzu ka san waɗanne za ka kira.

Kana buƙatar yin wannan kiran? WorldDialer yana aiki a browser ɗinka. $0.02/minti zuwa kowace wayar gida ta Amurka. Babu biyan kuɗi, babu app, babu kwangila.

Za mu kasance a nan lokaci na gaba da kake buƙatar mu.

Gwada WorldDialer

Kuna shirye don yin kira na duniya?

Yi rijista a WorldDialer yau kuma sami $10 kyauta don fara kira.

Ƙirƙiri Asusu Kyauta